The Financial Conduct Authority has published its long-awaited proposals for changes to the advice-guidance boundary.
FT Adviser readers have reacted and discussed the pros and cons of the proposals, and whether they think the regulator is going in the right direction.
What do you think about the FCA's proposals? Is the regulator right to consider allowing cross-subsidisation? What do you make of the concept of simplified advice?
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On bringing back cross-subsidies
On whether the FCA's proposals advantage larger firms
On the FCA's proposals in general