'Deep relationships can’t just start and end in December'

Whether it be a member, a client, a friend, or family, look out for the signs, do they seem quieter than usual, are they not responding to your messages as quickly or frequently as they would usually? Just ask them if they are ok, and ask them again because generally, if something doesn’t feel right, it probably isn’t. 

Rob Heath is wealth director at IronMarket Wealth