Opinion How agency risk is holding you back Dan KempInvestment AdviserBy Dan KempDan Kemp is chief investment officer at Morningstar Investment Management EuropeArticle continues after advertPage 2 of 2Previous|Next More on Opinion Opinion 'Govt and regulators under pressure to show action on ESG concerns' James Tyler Opinion 'VCTs increasingly attractive ahead of Budget tax concerns' Diana French Opinion 'HMRC unfair to go after uninformed taxpayers' Michael Edwards Opinion 'Finances primary concern for clients in funding international education' Katie Wilkins Opinion 'AI agents in financial services are coming. They will pose a challenge' Craig Le Clair Opinion 'Rejecting the testimonies of female advisers' Tom Dunstan