Pension Freedom
It is the biggest change to pensions in a generation, if not ever. Since 2015 individuals over the age of 55 have had full access to their pension at only marginal rate taxes - and can pass on a pension tax free. The reform has proven a game changer for advice, so follow all the latest news, views, analysis and reviews here.
Highlights
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Pension providers causing difficulties for savers
MPs call for update on advice-guidance boundary by spring 2023
Half of advisers ‘concerned’ clients draw down too much
FCA admits Brits were not protected well against pension freedom risks
Pension receipts to reach £1.7bn amid rise in cost of living
Targeted decumulation products could replace advice, MPs told
AJ Bell’s Vahey: dashboard will be a big part of people's savings
Timms: pension freedom issues should have been fixed at the time
Pension freedoms: were they really a good idea?
Key pension traps advisers can help clients avoid
Providers back MPs' proposals to shake up pension access
When and why you should still use bypass trusts
CPD
Approx.30min
Immediate impacts of the minimum pension age increase
CPD
Approx.30min
How will the new pension transfer restrictions work?
HMRC unable to tell MPAA breaches
LPA registrations dropped 23% in past year
Pension freedoms cost savers £2bn in lost returns
FCA to nudge steelworkers again to bring complaints
What lessons can we learn from British Steel?
CPD
Approx.60min
MPs to examine advice when accessing pensions
MP says rules 'nowhere near' stopping another British Steel
How to combat pensions scams
CPD
Approx.40min